Buy NTL Insurance same day in AL,AR,FL,GA,IA,IN,KS,MS,NC,NE,NJ,OH,PA,SC,TN or VA (877) 294-0741.
If you’re under permanent lease to a motor carrier that provides your Primary Automobile Liability Insurance coverage, you could benefit from our Non Trucking Liability – NTL Insurance coverage with unlimited radius while using your truck for a non-business purpose.
Our easy NTL Insurance quote form in .pdf format or use contact form below.
Non Trucking Liability Insurance can pay for medical and associated expenses for injuries or even death that you cause to other people or for any damage caused to other peoples’ property. Non-Trucking Liability Insurance provides liability coverage for your truck when it’s not under dispatch and or used for personal use only, such as when you are at home on your day off and use the truck to go on errands or to visit a friend or relative. This endorsement only modifies the liability portion of your policy.
NTL – Non Trucking Liability Insurance does not provide liability coverage for any use that can be considered business use or to carry cargo. Trips to and from the terminal, fueling up, trips for maintenance or vehicle servicing, use during layovers, dead-heading (driving without a load), and even getting the truck washed may be considered using the auto for a business purpose. Business use would be covered by the motor carrier’s primary liability insurance.
Although Bobtail coverage is often used interchangeably with Non-Trucking Liability coverage, technically they are not the same thing. Bobtail insurance protects a tractor when it’s operated without a trailer, whether or not it’s under dispatch, while Non-Trucking Liability coverage only covers a vehicle when it’s driven for personal, non-business use and not under dispatch.
Unlike the primary auto liability coverage that the (FMCSA) Federal Motor Carrier Safety Administration requires and most truckers need at least $750,000, NTL Insurance coverage will never need to be filed as it will not activate your authority. According to the FMCSA, the federally mandated coverage must include both bodily injuries as well as property damage and bee submitted by an approved insurance company for your MCS90 and federal ICC Filings.
BMC-91 or BMC-91X = Freight:–$750,000 – $5,000,000, depending on commodities transported; $300,000 for non-hazardous freight moved only in vehicles weighing under 10,001 lbs.
NTL Insurance and related products available in our states where we hold a license are AL–Alabama, AR–Arkansas, FL–Florida, GA–Georgia, IA–Iowa, IN–Indiana, KS–Kansas, MS–Mississippi, NE–Nebraska, NC–North Carolina, NJ–New Jersey, OH–Ohio, PA–Pennsylvania, SC–South Carolina, TN–Tennessee ,VA–Virginia.
If you are located in another state go ahead and submit the contact form and we will be glad to locate two preferred places to obtain coverage for your trucking operation.
We also offer primary auto liability for truckers and other transportation companies as well. From the regular delivery van to big rig tractor trailers operations.
If you need a regular full service commercial truck insurance policy we have a direct appointment with Big Rig Insurance Programs so either way we have you covered!
For new startups that may find the price of primary auto liability coverage, cargo coverage, trailer interchange, general liability and physical damage coverage too expensive to see a profit so many choose to sign-on with another seasoned carrier for a year or two before going on their own.
By starting this way the new startup or new venture will make less money but will be able to survive the most difficult 1st and 2nd years in operation.